The Economics of a Student: Budgeting for Ramen and Textbooks

Vasudev S,
25ECOA26
Department of Economics
Kristu Jayanti (Deemed to be University)

Being a student is hard enough without having to worry about financing your education. With tuition fees, textbooks, and living expenses adding up, many students feel like they're on a shoestring budget. And let's face it – ramen noodles are many a student's go-to food! But fear not! It is possible to make ends meet and even have fun on a student budget with some clever budgeting strategies. Here's how:

Track Your Expenses: Start by logging your every transaction, no matter how small. This will enable you to identify opportunities for efficient deficiency and redistribution of your funds. Create a budget that includes the basics, such as books, rent and food.

Prioritise Needs Over Wants: Separate your "needs" (i.e., what you HAVE to pay for) from your "wants" (discretionary purchases). Yes, it may be tempting to go all out on hot new gizmos or fine dining while celebrating achievements, but needs trump wants. If the choice is between buying second-hand textbooks and cooking meals rather than ordering takeout or dining out, many will opt for the former.

Take Advantage of student discounts: They are available in many stores. Enjoy these software, transportation, and entertainment discounts. Apple Education Pricing / Spotify Student Plan / Reduced-Price Public Transport Pass. All are famous for offering student discounts.

Cook Your Way to Savings: Ramen noodles are often an underappreciated ingredient, but they fit most budgets. Try new recipes and ingredients to elevate your mealtime a bit. Think about meal prepping or cooking with friends to help reduce the time and some of the cost.

Budgeting Tips-50/30/20 rule: A simple strategy that helps you allocate 50% of your income to necessities, 30% to wants, and 20% to savings and debt repayment.

Avoid impulse purchases: Before making a non-essential purchase, think twice.

Try cashback apps: Cashback apps, such as Rakuten or Ibotta, give you rewards for the money you spend. You don't have to break the bank to be a student. With the help of your expenses, focusing on needs over wants and maximising student discounts, you can live on a diet of ramen and textbooks. Happy budgeting!

|

 My Blog

|

The Juice Vendor Who Inspires The Economics of a Student: Budgeting for Ramen and Textbooks Excelsior 2025: Carving the Path to Runners-Up Success The 4th Jayantian Cup: Basketball and Boundless Energy at Kristu Jayanti University Voices of Hope: Learning and Healing at Kristu Jayanti My BBA Journey in AI & Data Science at Kristu Jayanti University Books and Loneliness: A Thought Women in Leadership: Breaking Barriers and Building Futures Selective Activism: The Convenience of Caring for the ‘Gram’ My Creative Journey and Why One Should Write Leadership: A Skill Built Over Time Good Health = Good Life The Glamour of Ordinary Things The Art of Being Me What are the Odds? Unlocking the Magic of Probability in Everyday Life From Chennai to Bangalore: A Journey of Culture, Education and New Beginnings Vichaarmanthan The Spark Within Into the Himalayas: Trekking to Gaumukh, The Origin of the Ganga AINOMICS Beyond Academics: Building Character at Kristu Jayanti Between Hogwarts and Utilities You Were Born for Me, Love Beyond Books: Research Culture Decent Work and Economic Growth - Why It Matters to Students My Journey Into the NCC: From Dreams to Reality Finding Peace in God’s Presence The Power of a Genuine Smile Facilities That Shape Futures: Why Kristu Jayanti University Feels Like Home Thank You, Teachers: Lighting the Path Forward Jai Hind 2025 Career path - Linear or Lattice Kristu Jayanti: Transition to Deemed to be University and Opportunities for Student Growth Major Achievements of Kristu Jayanti University (KJU) Department of Social Work-Alumni Interaction Series Writers’ Orientation 2025: A Fresh Chapter From Bus Wars to Backbench Gossips: A Day at Kristu Jayanti (Deemed to be University) Through My Eyes: From College to University The Healing Power of the Classroom Green Nanotechnology from the Oceans: A Breakthrough Study by Kristu Jayanti University Educate for Holistic Development Sustainability Beyond the Podium: My Takeaways from ICEBS 2024 Pangong TSO: A Journey into Serenity World Entrepreneurs' Day Women's Equality Day: Honoring Progress, Inspiring Action Kristu Jayanti (Deemed to be University): A World that Rewards Growth, Not Just Victory Footprints Recalled Parrots of Knowledge Anti-Ragging Call for Blog Contributions: Share Your Voice on the KJU Blog The Serenity of Rain Rising Strong: Building Resilience in Learning and Life New Beginnings!!! Metamorphosis Toxicology and Drug Response: The Thin Line Between Healing and Harm The Strategic Value of Preprints in Academic Publishing Life at Kristu Jayanti: A Campus Culture That Inspires Shivasamudram A Legacy of Learning, A Future of Leadership: Kristu Jayanti University Embracing Nature: Kristu Jayanti’s Green Campus Philosophy A New dawn in Education : Kristu Jayanti College Becomes Kristu Jayanti (Deemed to be University) Vanijyadarpan: A Transformative First-Year Experience माँ से जीवन Life Begins with the Mother Exploring the World Through News: My Experience Leading a Current Affairs Session at Kristu Jayanti College My Experience at HMT: A Day of Learning Beyond the Classroom Why Me? Always Me Savoring India's Culinary Heritage: Our Experience at the Yaan 2025 Vanijyadarpan 2025: Import and Export Procedure Vanijyadarpan 2025: Types of Business Organization YAAN 2025: A Culinary Journey Across India Adroit 2025: A Celebration of Excellence and Collaboration SDG4: Quality Education Republic Day: A Nation United, A Legacy to Remember Cost Horizons 2025 Ecnotech 2025: Towards A Sustainable Future SDG5: Gender Equality A Session on Script Writing The Ultimate Survival Guide: Tips and Tricks to Get through the Prime of Your Youth International Conference on Asia's Maritime History and Identity at Cultural Crossroad Unnat Bharat Abhiyan (UBA) - Kristu Jayanti Sarva Vikas Viksit Bharat @2047 Meliora 2025: A Celebration of Literary Brilliance Palatum Litterarum Poet's Rendezvous Life: A Journey, Not A Problem Prodigy 2025 Embracing Diversity and Growth: My Journey at Kristu Jayanti College, Autonomous, Bangalore Millets & Organics - International Trade Fair 2025 The Gentlemen's Game ft. KJC Pre-Event to International Trade Fair 2025: Organics & Millets A Grain of Hope: Millet
International Choreographers Day The World Day of War Orphans International Human Solidarity Day National Energy Conservation Day 2022 International Universal Health Coverage Day Civil defence raising day 2022 Good food sprouts from good soil International Day of Persons with Disabilities 2022 Safeguard nature, because it's your home College Canteens are not fancy restaurants but MEMORIES forever Lead the best future by being the best learner today The Magic of Christopher Nolan A Narrative about how College help to Transform the Dream My Friends at the Entrance "Education is the most powerful weapon which you can use to change the world."- Nelson Mandela "The children of today will make the India of tomorrow”- Jawaharlal Nehru Get the education that needs to discover your authentic self A walk down memory lane ‘Meet the Scholar’: A new chapter in the book memories Chavara Square Truth Never Dies: International Day To End Impunity For Crimes Against Journalists Ethnic Day 2022: Diversity meets Unity World Sight Day 2022: “Love Your Eyes” Let's work together to end world hunger Kalajyothi’ - An Emotion Road Safety Awareness Campaign was held by Kristu Jayanti College KJC commemorated "World Students Day" to honour Dr. APJ Abdul Kalam's devoted service to the country KJC Caters to your Welfare to the Finest International Day of the Girl Child The Equal Opportunity Cell in Kristu Jayanti College KJC- An Ideal Filmmaking Environment for Students The Next Level My Experience in the College’s Mission to Nurture Academic Excellence in Students The Next Level I am a Jayantian KJC: The Dream We Have for College Life My Place of Happiness Amidst Chaos What is Literature?
End Semester/Trimester Examination Fee: For I Semester UG & PG Programmes, I Trimester MBA and I & III Semester LLB Programme [CLICK HERE TO VIEW] | For III & V Semester UG / III Semester PG Programmes (Except MBA Programme) [CLICK HERE TO VIEW]